You’ve got your eye on the out-dated kitchen or you think you might want to just tear up your carpeting and install hardwood floors, but before you start to rip out the cabinets or the carpet make sure to establish some guidelines for your home improvement plan. A good home improvement plan should take into account: budget, financing, scope of work, functionality and aesthetics, resale value.
One good way to find out what you can afford is to simply get three estimates from contractors. Discuss what you want with the contractor and if the estimate is high, ask them how you can reduce the costs. The estimate should be separated into cost of materials and cost of labor. By getting a professional opinion first, you may find that the bids are very similar and you have a good starting point for the high-end cost of your project.
Now, you can begin to factor in whether there is some work you can do yourself. This will improve the amount of cash outlay necessary to complete the work. Another way to get to meet your budget is to shop for a cheaper source of materials or change the type of material used. Either way, these are highly flexible items in your home improvement budget.
Sources of Financing
If one doesn’t have the money, the inclination is not to do the home improvement. Cash, however, is not the only way to pay for a home improvement plan, you can also finance. If you find you don’t have enough cash, you can use a home equity loan to finance the remodeling of your home. Try to identify additional forms of financing in case you need additional monies to complete the project. In the end, a home improvement project should add to the resale value of your home for it to be a sound purchase.
Scope of Work
This is where a good plan is essential. If you are planning a major remodel, you will want some basic plans drawn up, preferably by a professional. You don’t want to find out later that the wall you envisioned removing for a more open space is a critical weight-bearing wall. Similarly, you don’t want to plan for electronic appliances and devices in an area where there are no outlets. If you plan on revamping a kitchen, the dimensions of workspace and appliance real estate are very important. Don’t try to eyeball it or you’ll end up paying for it later in time, additional work, or wasted purchases. By trying to define the scope of the work on paper first, you can bypass many of the simple problems that arise from not having thought the improvement plan out thoroughly.
Functionality And Aesthetics
Obviously, we don’t just want to substitute one thing for another, we want the new home improvement to outshine the old room. We want it to work better for us and we want that ah” factor too. Have you done your research on the functionality of the appliances and space arrangements? How about the aesthetics and maintenance of the materials you chose? Does the improvement help to accommodate the growing needs of your family? Will it continue to be of service after 5 years? 10 years? These are all factors that should be considered and weighed against budget, scope, and resale value.
This is a tricky value that can’t really be foreseen that much. We know that kitchen and bathroom remodels recoup the most on the sale of the house. No home improvement will recoup 100% of the price it took to remodel, however, if you are in a climbing real estate market that might not matter. What you don’t want to do is to add a home improvement that detracts from the value of your property. Adding a fifth bedroom in a neighborhood of four bedroom homes would be detrimental to the value of your home. Adding a swimming pool in areas where houses with pools don’t sell well would also be considered an investment that could not be recouped. Some people still do it anyways. The point is that most home improvements are done to meet the needs of a particular family and the desire for a more comfortable living space. While resale value is important, it is just one of the many considerations that have to be evaluated in a good home improvement plan.
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Before you undertake any home improvement project, you should start off by having some home improvement companies come out to your house to inspect and evaluate what home renovations you want done, then have them present you with the home improvement estimates.
If you only rely on one or two quotes you risk paying too much for the job. You should get some home improvement estimates from several companies to get a feel for how much you should be paying for the home improvement job. You will also get a good idea of what to budget for the home improvement job. It is important to keep a budget, as it keeps you from overspending and within budget.
If your home improvement is a big project, you should consider getting a loan from loan companies to finance your home renovation project. This type of financing is now easier than ever to apply for. If you are working then obtaining financing should not be too difficult as long as you can afford the repayments on the loan. Before approving the loan, loan companies usually need to check your credit and see if there are any defaults or non payment in your credit report.
The easiest way to search for home improvement loans is to have a broker search for the best possible deals and loan providers. Ask the broker to seek out which loan companies offer the best deal on the amount you would like to borrow. Of course, you should select the loan company that offers the lowest APR.
No matter what type of renovation you want to do, most loans can cover it. Loan companies do ask you to specify the type of improvement you want to do to make sure you are not over borrowing. Loan companies usually give out secured loans, which are loans secured on your house. However, if you have an excellent credit score, you are qualified to apply for unsecured loans.
Entering into any loan agreement with a loan company is a serious responsibility and you have to make sure you are on time with your payments and do not fall behind, or your house is in jeopardy.
Taking out a loan is a serious decision and something you should give serious thought to. Once you decide to apply, your improvement project will be underway, and you will have a beautiful home to look forward to.
DBS is not your typical cleaning company. You can count on DBS to be your One-Stop-Shop for all your janitorial and Building Maintenance needs.
From Multi-Tenant buildings and Fitness Centers to Manufacturing Facilities and Banks, DBS can be counted on to clean your facility and maintain your premises. Aside from general cleaning services our Service Professionals specialize in many areas of Building Maintenance, including:
We Listen – A DBS Representative will visit your facility to discuss your cleaning needs and expectations.
Industry Experience – Our Representatives have the experience to use your input, as well as their own industry knowledge, to create a janitorial program that will exceed your expectations.
Flexibility – Each customer receives a customized Service Proposals, tailored to meet their specific needs. This means you get the services you want and need, and you do not pay for services you don’t need!
Call or fill out the form above to have a DBS Representative contact you to provide a proposal for your building maintenance needs.
Commercial cleaning, similar to janitorial cleaning services, provides your facility with the custom, specified & detailed cleaning needed.
With over 750 customers in 5 states, DBS is large enough to handle all your commercial cleaning services needs but still small enough to care! With service frequencies ranging from 2 times per month to 7 days per week, we can get the job done as frequently (or infrequently) as needed. Whether you are in need of standard commercial janitorial cleaning services, detailed building cleaning, or general building maintenance, the professionals at DBS can handle all your building needs!
Our Client-Focused approach means that we put an emphasis on customer satisfaction. From customized cleaning schedules that fit your needs and budget to our extensive industry knowledge and experience, our focus is to ensure that the services we provide meet and exceed your expectations. And our proactive approach to customer service ensures that your 500th cleaning is just as good as your 1st.
At DBS our expertise does not stop at janitorial services! We are recognized as leaders in the floor care industry, and we specialize in floor maintenance and refinishing. We strip and refinish, scrub and recoat, and burnish vinyl flooring. We also machine scrub and pressure clean ceramic tile and grout. We even restore and refinish hardwood flooring and resurface and maintain concrete floors.