How To Budget And Finance Your Home Improvement Project

Before you undertake any home improvement project, you should start off by having some home improvement companies come out to your house to inspect and evaluate what home renovations you want done, then have them present you with the home improvement estimates.

If you only rely on one or two quotes you risk paying too much for the job. You should get some home improvement estimates from several companies to get a feel for how much you should be paying for the home improvement job. You will also get a good idea of what to budget for the home improvement job. It is important to keep a budget, as it keeps you from overspending and within budget.

If your home improvement is a big project, you should consider getting a loan from loan companies to finance your home renovation project. This type of financing is now easier than ever to apply for. If you are working then obtaining financing should not be too difficult as long as you can afford the repayments on the loan. Before approving the loan, loan companies usually need to check your credit and see if there are any defaults or non payment in your credit report.

The easiest way to search for home improvement loans is to have a broker search for the best possible deals and loan providers. Ask the broker to seek out which loan companies offer the best deal on the amount you would like to borrow. Of course, you should select the loan company that offers the lowest APR.

No matter what type of renovation you want to do, most loans can cover it. Loan companies do ask you to specify the type of improvement you want to do to make sure you are not over borrowing. Loan companies usually give out secured loans, which are loans secured on your house. However, if you have an excellent credit score, you are qualified to apply for unsecured loans.

Entering into any loan agreement with a loan company is a serious responsibility and you have to make sure you are on time with your payments and do not fall behind, or your house is in jeopardy.

Taking out a loan is a serious decision and something you should give serious thought to. Once you decide to apply, your improvement project will be underway, and you will have a beautiful home to look forward to.

Floor Maintenance

Here at DBS, we offer professional and thorough floor maintenance services. Our floor cleaning services are available on all types of flooring including VCT & vinyl, ceramic tile & grout, carpeting, hardwoods, and concrete. Here’s a full list of services we may

Here’s a list of services DBS can provide based on your specific flooring.

VCT & Vinyl Flooring

Stripping & Refinishing – protects the floor from damage and optimizes appearance
Removal of all old floor finish (stripping)
Thorough cleaning and rinsing of the bare floor surface
Reapplication of several coats of new floor finish
Scrubbing & Recoating – protects the floor from damage and optimizes appearance (cost-effective alternative to stripping & refinishing for well-maintained floors)
Machine cleaning of all old floor finish (scrubbing)
Thorough cleaning and rinsing of the clean floor surface
Reapplication of at least 2 coats of new floor finish
Buffing and Burnishing – restores the shine to finished floors to keep them looking their best (frequency varies depending on traffic and desired result)

Ceramic Tile Flooring

Machine Scrubbing – Thoroughly cleans and removes stains, soil and grime from ceramic tile and grout.
Machine cleaning/scrubbing of all tile and grout to loosen dirt, debris and grime
Vacuuming all tile and grout to remove loosened dirt, debris and grime
Rinsing of clean floor surface
Sealing of tile & grout (optional)

Carpeted Flooring

Hot Water Extraction – The most thorough and cost effective carpet cleaning available (recommended by most carpet manufacturers).
Stains are pre-sprayed with a cleaning agent
A solution of hot water and detergent is sprayed into the carpet fibers
Carpeting is agitated to loosen dirt and soil
Dirt, soil and detergent is vacuumed (extracted) out of the carpeting

*Dry/waterless options are available (inquire with your DBS representative).

Hardwood Flooring

Restoration & Refinishing – Our process removes scratches and wear, and restores the beauty of your hardwood floor, with no dust or odor.

Concrete Flooring

Resurfacing – Our process provides you with the most cost-effective method of resurfacing and maintaining your concrete flooring. Floor coatings come in a wide variety of colors and finishes, and you can walk on the floors 24 hours after completion.

Creating A Home Improvement Plan

You’ve got your eye on the out-dated kitchen or you think you might want to just tear up your carpeting and install hardwood floors, but before you start to rip out the cabinets or the carpet make sure to establish some guidelines for your home improvement plan. A good home improvement plan should take into account: budget, financing, scope of work, functionality and aesthetics, resale value.

Budget Considerations

One good way to find out what you can afford is to simply get three estimates from contractors. Discuss what you want with the contractor and if the estimate is high, ask them how you can reduce the costs. The estimate should be separated into cost of materials and cost of labor. By getting a professional opinion first, you may find that the bids are very similar and you have a good starting point for the high-end cost of your project.

Now, you can begin to factor in whether there is some work you can do yourself. This will improve the amount of cash outlay necessary to complete the work. Another way to get to meet your budget is to shop for a cheaper source of materials or change the type of material used. Either way, these are highly flexible items in your home improvement budget.

Sources of Financing

If one doesn’t have the money, the inclination is not to do the home improvement. Cash, however, is not the only way to pay for a home improvement plan, you can also finance. If you find you don’t have enough cash, you can use a home equity loan to finance the remodeling of your home. Try to identify additional forms of financing in case you need additional monies to complete the project. In the end, a home improvement project should add to the resale value of your home for it to be a sound purchase.

Scope of Work

This is where a good plan is essential. If you are planning a major remodel, you will want some basic plans drawn up, preferably by a professional. You don’t want to find out later that the wall you envisioned removing for a more open space is a critical weight-bearing wall. Similarly, you don’t want to plan for electronic appliances and devices in an area where there are no outlets. If you plan on revamping a kitchen, the dimensions of workspace and appliance real estate are very important. Don’t try to eyeball it or you’ll end up paying for it later in time, additional work, or wasted purchases. By trying to define the scope of the work on paper first, you can bypass many of the simple problems that arise from not having thought the improvement plan out thoroughly.

Functionality And Aesthetics

Obviously, we don’t just want to substitute one thing for another, we want the new home improvement to outshine the old room. We want it to work better for us and we want that ah” factor too. Have you done your research on the functionality of the appliances and space arrangements? How about the aesthetics and maintenance of the materials you chose? Does the improvement help to accommodate the growing needs of your family? Will it continue to be of service after 5 years? 10 years? These are all factors that should be considered and weighed against budget, scope, and resale value.

Resale Value

This is a tricky value that can’t really be foreseen that much. We know that kitchen and bathroom remodels recoup the most on the sale of the house. No home improvement will recoup 100% of the price it took to remodel, however, if you are in a climbing real estate market that might not matter. What you don’t want to do is to add a home improvement that detracts from the value of your property. Adding a fifth bedroom in a neighborhood of four bedroom homes would be detrimental to the value of your home. Adding a swimming pool in areas where houses with pools don’t sell well would also be considered an investment that could not be recouped. Some people still do it anyways. The point is that most home improvements are done to meet the needs of a particular family and the desire for a more comfortable living space. While resale value is important, it is just one of the many considerations that have to be evaluated in a good home improvement plan.

Dealing With Bathroom Remodeling

If you have always been a fan of remodeling projects, but have never had the courage to try and work on a DIY project for your home, now might be the time to take action and do something in this matter. What if you started with a bathroom remodeling project that allowed you to experiment a bit with different ideas for this important room of the house? You just need to have a bit of faith that everything will turn out just fine as long as you follow instructions given by someone that has already completed said project.

The best idea that you could have regarding the bathroom remodeling project that you have in mind is to join a community that is all about remodeling, renovating and simply improving homes. Here is where you should be able to make new friends, find amazing new ideas for your home and even the most experienced contractors that can help you turn said ideas into reality. At the same time, if you are feeling up for it, you can handle the project on your own as the right community is also great at sharing DIY tutorials.

At first, you might be tempted to believe that bathroom remodeling is incredibly hard and can only be done with the help of a qualified individual. The truth is that certain tasks can be done by an amateur as long as they look for the right tutorial. However, when it comes to more serious aspects such as electricity and plumbing, it is always better to rely on a professional that knows what needs to be done. These two aspects can become rather dangerous when you are trying to solve certain problems for the first time.

For example, installing an electric shower should never be done by an amateur because the chance of getting hurt is pretty high. So, if you want to be smart about it, you will choose a project that can be done entirely by someone who is not qualified to work on plumbing or electrical issues or you will opt for a more complicated project, but hire a professional to help you.

At the end of the day, any remodeling project is challenging, regardless if you have to spend a day working on it or a few weeks. But, the good news is that you will be more than happy that you have invested your resources � time, money and energy into getting it done. When you want to share your results with the world, you can do it on the right type of social network, the one where everyone is interested in home improvement. Share your before and after photos and do not forget to leave clear instructions.

When you want to share your results with the world, you can do it on the right type of social network, the one where everyone is interested in home improvement. Share your before and after photos and do not forget to leave clear instructions.

Commercial Cleaning Services by DBS Building Solutions

Commercial cleaning, similar to janitorial cleaning services, provides your facility with the custom, specified & detailed cleaning needed.

With over 750 customers in 5 states, DBS is large enough to handle all your commercial cleaning services needs but still small enough to care! With service frequencies ranging from 2 times per month to 7 days per week, we can get the job done as frequently (or infrequently) as needed. Whether you are in need of standard commercial janitorial cleaning services, detailed building cleaning, or general building maintenance, the professionals at DBS can handle all your building needs!

Our Client-Focused approach means that we put an emphasis on customer satisfaction. From customized cleaning schedules that fit your needs and budget to our extensive industry knowledge and experience, our focus is to ensure that the services we provide meet and exceed your expectations. And our proactive approach to customer service ensures that your 500th cleaning is just as good as your 1st.

At DBS our expertise does not stop at janitorial services! We are recognized as leaders in the floor care industry, and we specialize in floor maintenance and refinishing. We strip and refinish, scrub and recoat, and burnish vinyl flooring. We also machine scrub and pressure clean ceramic tile and grout. We even restore and refinish hardwood flooring and resurface and maintain concrete floors.